1. Acceptance of Terms
By accessing or using Expert4Reviews (“Site”), you agree to:
- These legally binding Terms & Conditions
- Our Privacy Policy and Refund Policy
- All applicable laws and regulations
“Site” includes all digital products, services, and content under www.expert4reviews.com.
2. Intellectual Property Rights
You acknowledge:
- All content (reviews, courses, graphics) is owned by Expert4Reviews® or licensed partners.
- Digital products are licensed, not sold. You receive:
✅ Non-exclusive | ✅ Non-transferable | ✅ Lifetime personal-use access - Strictly prohibited:
❌ Sharing logins | ❌ Reselling content | ❌ Reverse engineering
3. User Obligations
You agree NOT to:
- Submit false reviews or fraudulent claims
- Use bots/scrapers to harvest data
- Spread malware or disrupt site operations
- Impersonate other users/staff
- Violate third-party rights in user-generated content
4. Purchases & Payments
- Digital Products: Instant delivery = no cancellations (see Refund Policy).
- Currency: All prices in ₹ (INR). Foreign transactions subject to bank fees.
- Taxes: You bear all GST/import duties.
- Chargebacks: Will trigger legal action + permanent ban.
5. Account Security
- You are responsible for:
- Password confidentiality
- All activity under your account
- Immediate breach reporting (security@expert4reviews.com)
- We reserve the right to suspend suspicious accounts.
6. Disclaimers & Limitations
| Section | Details |
|---|---|
| Reviews | “Our product reviews reflect independent testing. We earn affiliate commissions on qualifying purchases.” |
| Results | “Individual outcomes vary. We don’t guarantee earnings from advice.” |
| Content | “Provided ‘as-is’. We disclaim accuracy warranties.” |
| Liability | “We’re not liable for: lost profits, data breaches, or third-party actions. Max liability = last 3 months’ fees paid.” |
7. Affiliate Disclosure
“Expert4Reviews uses affiliate links (Amazon, Coursera, etc.). We earn commissions on purchases made via our links — at no extra cost to you. This funds our testing lab.”
8. Governing Law & Disputes
- Jurisdiction: Governed by Indian law. Disputes resolved in Mumbai courts.
- Arbitration: Claims must be filed within 30 days of incident.
- Class Action Waiver: All proceedings are individual.
9. Policy Updates
- We may modify these terms with 15 days’ notice (via email/site banner).
- Continued use = acceptance of changes.
10. Termination
We may suspend/terminate access for:
- Policy violations
- Payment fraud
- Illegal activities
- At our sole discretion
11. Contact Us
For legal notices:
📧 legal@expert4reviews.com
📍 Attn: Legal Department, Expert4Reviews
S-32, Panchshila Park, New Delhi – 110017
General support:
📞 +91 9879869845 (10 AM–6 PM IST)
📧 support@expert4reviews.com
Critical Disclaimers
- FDA/Health Products: “We don’t evaluate health supplements. Consult doctors before use.”
- Financial Products: “Not professional investment advice. Your capital is at risk.”
- Children: “Site not intended for users under 18. We don’t knowingly collect their data.”